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Download the App or Get Started
Look for the “FinCliq Buy Now, Pay Later Partner” badge at the door, register, or website checkout.
Open the FinCliq app, find the merchant and type in the total amount of your purchase.
Our smart AI and Consulytica our data partner reviews your info and presents up to 3 plan options.
Pick a flexible repayment option that fits your budget. Options may vary by location.
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After choosing your plan, present your unique FinCliq QR code at checkout.
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You can link your debit card or bank account to automate your payments and stay on track.
At FinCliq, your security is our top priority. We understand the importance of protecting your financial data and offer advanced security features to ensure your information is always safe and secure.
Your data is protected with industry-leading encryption, ensuring that your financial information is secure during transmission and storage.
Add an extra layer of security to your account with two-factor authentication, requiring a second form of verification to access your app.
Your data and transactions are protected with cutting-edge encryption and multi-factor authentication.
FinCliq Inc. is a financial technology company, not a bank. Payment plans through FinCliq are offered through FinCliq Loan Services LLC and partners. A down payment may be required. A flat platform fee may apply per installment plan created. For extended or custom repayment plans, an additional extended plan fee may apply. FinCliq does not guarantee any merchant deal. Eligibility is determined using data from Consulytica, an alternative credit bureau. Your payment activity may be reported to Consulytica and may impact your Consulytica profile. Payment options and availability vary by merchant and state. Example payment plan: For a $400 purchase, you could pay $100 today, followed by 3 equal interest-free payments of $100 every two weeks. A one-time platform fee may apply. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. For terms, licenses, and privacy information, visit fincliq.io/licenses.
Investment credits are platform-issued rewards that may be used with select investment partners. The 1% investment credit applies only to payment plans offered by FinCliq Loan Services LLC and may not be available with all partner plans. Investment credits are not cash equivalents, and all investments involve risk.