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From encrypted data protection to seamless transactions and intelligent insights, FinCliq delivers a secure, smart, and user-first financial experience.
Safeguarding your financial data with the highest standards of encryption and security protocols.
Effortless and fast transactions across multiple merchants, ensuring convenience and reliability.
FinCliq uses advanced analytics to help you make more informed financial choices. From understanding your spending habits to identifying opportunities.
FinCliq isn’t just Buy Now, Pay Later — it’s Buy Now, Build Wealth. We turn everyday purchases into opportunities for growth, giving you zero-interest flexibility and investment credits that build your future, not just your cart.
Active Users Every Day
Your data and transactions are protected with cutting-edge encryption and multi-factor authentication.
FinCliq Inc. is a financial technology company, not a bank, and does not provide loans. Payment plans are facilitated and serviced by FinCliq Loan Services LLC. A down payment may be required. A flat Flex Fee may apply for each installment plan created. For extended or custom repayment plans, an additional extended plan fee may apply. FinCliq does not guarantee any merchant offer. Eligibility is evaluated using information from Consulytica, an alternative credit bureau, and other data sources. Your payment activity may be reported to Consulytica and may impact your Consulytica profile. Payment options and availability vary by merchant and by state.
1Example: For a $400 purchase, you could pay $100 today, followed by 3 equal interest-free payments of $100 every two weeks. A one-time Flex Fee may apply. Not available in all markets and may not be available for certain types of purchases, such as subscriptions or recurring transactions.
2Wealth Credits are platform-issued rewards that may be used with select investment partners. The 2% Wealth Credit benefit and 0.5% Community Fund contribution apply only to payment plans offered by FinCliq Loan Services LLC and may not be available with all partner plans. Wealth Credits are not cash equivalents. All investments involve risk, and you may lose money.
Consumer payments to FinCliq Inc. are processed by Cliq, North American Banking Company, 2230 Albert Street, Roseville, MN 55113, and Avidia Bank, 42 Main Street, Hudson, MA 01749, Members FDIC.
For terms, licenses, and privacy information, visit fincliq.io/licenses.