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FinCliq exists to give more people the power to buy what they need today while investing in their future. We eliminate traditional barriers like credit scores, interest, and hidden fees. Instead, we offer flexible, transparent payment plans and return part of your payment power back to you as investment credits.
Every time you use FinCliq, you’re doing more than just deferring payment, you’re building healthy financial habits, creditworthiness (through alternative data), and investment potential. Through our partnerships we ensure you also get access to financial tools and education.
From encrypted data protection to seamless transactions and intelligent insights, FinCliq delivers a secure, smart, and user-first financial experience.
Safeguarding your financial data with the highest standards of encryption and security protocols.
Effortless and fast transactions across multiple merchants, ensuring convenience and reliability.
FinCliq uses advanced analytics to help you make more informed financial choices. From understanding your spending habits to identifying opportunities.
FinCliq isn’t just Buy Now, Pay Later — it’s Buy Now, Build Wealth. We turn everyday purchases into opportunities for growth, giving you zero-interest flexibility and investment credits that build your future, not just your cart.
Active Users Every Day
Your data and transactions are protected with cutting-edge encryption and multi-factor authentication.
FinCliq Inc. is a financial technology company, not a bank. Payment plans through FinCliq are offered through FinCliq Loan Services LLC and partners. A down payment may be required. A flat platform fee may apply per installment plan created. For extended or custom repayment plans, an additional extended plan fee may apply. FinCliq does not guarantee any merchant deal. Eligibility is determined using data from Consulytica, an alternative credit bureau. Your payment activity may be reported to Consulytica and may impact your Consulytica profile. Payment options and availability vary by merchant and state. Example payment plan: For a $400 purchase, you could pay $100 today, followed by 3 equal interest-free payments of $100 every two weeks. A one-time platform fee may apply. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. For terms, licenses, and privacy information, visit fincliq.io/licenses.
Investment credits are platform-issued rewards that may be used with select investment partners. The 1% investment credit applies only to payment plans offered by FinCliq Loan Services LLC and may not be available with all partner plans. Investment credits are not cash equivalents, and all investments involve risk.